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Payment Options

There are several payment options for your convenience. Please choose what is applicable to you:

  • Bank Draft/Cashier's Check/Certified Check/ Money Order
  • Bank Transfer
  • Cash
  • Credit Card
  • INTERAC e-Transfers
  • PayPal
  • Personal Check
  • Trade In
  • Wire Transfer

Payment Option Transaction Limit and Fund Clearance Period prior to Order Shipment

Payment Option (Method)Per Transaction LimitClearing Time
Bank Draft/Cashier's Check/Certified Check/Money Order Up to $25,000 5-10 Business Days
Bank Transfer Up to $9,999 1-2 Business Days
Cash** Up to $9 999 N/A
Credit Card Up to $5,000 1-2 Business Days
INTERAC E-Transfer Up to $8,000 1-2 Business Days
PayPal Up to $10,000 1-2 Business Days
Personal Check (Cheque) Up to $25,000 10-15 Business Days
Trade In Unlimited 1-2 Business Days
Wire Transfer (Bank Wire Transfer) From $500 to Unlimited 1-2 Business Days

**Payment has to be made and/or datedwithin 24 hours from the time you placed the order. Due to financial regulations and for accounting purposes all orders have to be placed online, even if you plan to pick up your order and pay by Cash. Cash transactions are limited up to $9,999 per business day. All precious metal products are Tax Free or Tax Included, unless noted otherwise.

Orders of $30,000.00 and over are required 10% available cleared funds in your user (Precious Metal / PM) account. Once 10% are available, you can place an order and secure the price for $30,000.00 and more in your total order(s).

Cash Discounts

If you pay for your Order(s) by Bank Draft, Cashier’s Check, Certified Check, Money Order,Bank Transfer, Cash, INTERAC E-Transfer, Personal Check, Trade In, Wire Transfer, we apply 3.5% cash discount off our list price(s). The prices are shown on our website are already reflecting 3.5% cash discount for all products. The purchase price is higher if you choose to pay by credit card and/or PayPal payment option, and we approve it.

  1. Bank Draft/Cashier’s Check/Certified Check/Money Order

Theseall are certified checks, bank drafts or money orders, which are guaranteed by a bank, Canada Post or USPS.

Our Fee:

None

Currency:

USD, CAD, Euro, British Pounds

Amount limit:

Up to $25,000

Countries Available for:

All that we ship (to be added)

Payment Due:

Mail payments must be postmarked within 1 business day and received by us within 5 business days of placing your order.

Instructions:

All Payments should be made out to ATOPMEX and mailed to:

ATOPMEX

2 Robert SpeckPkwy, Suite 750

Mississauga, ON L4Z 1H8

Canada

*Clearing time is 5-10 business days after we receive your payment

  1. Bank Transfer within RBC

Our Fee:

None

Currency:

USD, CAD

Amount limit:

Up to $9,999

Countries Available for:

Canada

Payment Due:

Dated within 24 hours from the time you placed the order, and received by us within 1-2 business days.

Instructions:

If you are a client of RBC, you can make a payment by transferring the funds from your account to our checking account. If you are not a client of RBC, you can make a 3rd party deposit into our account. The transaction is limited up to $9,999 per business day.

After you have placed an order, you will receive an email with our banking information.

  1. Cash**
Our Fee: None
Currency:

USD, CAD, Euro, British Pounds

Countries Available for: Canada

**Payment has to be made within 24 hours from the time you placed the order. Due to financial regulations and for accounting purposes all orders have to be placed online, even if you plan to pick up your order and pay by Cash. Cash transactions are limited up to $9,999 per business day. All precious metal products are Tax Free or Tax Included, unless noted otherwise.
Please, call in advance to schedule the pick-up time for your order(s).

  1. Credit Card
Credit Card Fee: 3.5%
Currency:

Any

Amount limit:

Up to $5,000

Countries Available for:

All countries that we ship (to be added)

Payment Due: Immediate. You will be redirected to the Credit Card secured gateway, when you place an order.
Instructions: You will be taken to Paypal's payment gateway to complete thetransaction.
  1. INTERAC e-Transfers

An Interac e-Transfer is a fast, secure and convenient way to send money to anyone in Canada from within the security of your online banking service. It uses email and text messaging for fast notification to the recipient that a transfer has been sent, while the participating financial institutions transfer the funds using established and secure banking procedures.

Our Fee: None
Currency: CAD
Amount limit:

Up to $8,000

Countries Available for: Canada. Participating financial institutions - BMO (Bank of Montreal), Credit Union Central of Canada, CIBC (Canadian Imperial Bank of Commerce), Desjardins, National Bank, RBC Royal Bank, Scotiabank, TD Canada Trust.
Available for customers with participating financial institutes offering e-Transfers (e-mail Transfers).
Payment Due: Dated within 24 hours from the time you placed the order, and received by us within 1-2 business days.
Instructions: To send an Interac e-Transfer, all you need is an email address, online access to your bank account at a participating financial institutions and our email address.
After submitting your order:
  • Login to online or mobile banking at a participating financial institution
  • Choose Interac e-Transfer within the Transfer/Payment menu options
  • Enter "payment@atopmex.com"
  • If there is an message option please fill in your order number
  • Fill in the Grand total of your order and use the password "pmtatopmex"
  • Follow the instructions to confirm the information and complete the transfer

If your personal limit is less than your grand total, please send the payments in increments, half today and the other half the next.

NOTE* if you have entered a password other than "pmtatopmex" please notify us by email, payment@atopmex.com or by telephone. Also, payments received for values greater than $1,500 may be canceled and returned to you at our discretion.

  1. PayPal

With PayPal, you'll check out lightning-fast and easily without sharing your financial info with the merchant. Link your bank account, credit card, and debit card to your PayPal wallet, then pay however you choose. Every day, in 190 regions, and in 24 currencies, millions of people (84 million active PayPal accounts and counting) can pay and get paid faster and safer with PayPal.

PayPal Fee: 3.50%-3.95%
Currency: Any
Amount limit: Up to $10,000
Countries Available for: Canada and USA only (No International Payments Due to PayPal Border Customs Policy)
Payment Due: Immediate.You will be redirected to the PayPal website, when you place an order.
Instructions:

You will be taken to PayPal’s payment gateway to complete the transaction. IMPORTANT: Only PayPal Orders That Are Eligible for Seller's Protection, with Confirmed Shipping Address will be processed. All other will be refunded back to the buyer's account.

 

  1. Personal Check (Cheque)
Our Fee: None
Currency: USD, CAD, Euro, British Pounds
Amount limit: Up to $25,000
Countries Available for: All countries that we ship (to be added)
Payment Due: Mail payments must be postmarked within 1 business day and received by us within 5 business days of placing your order.
Instructions: All Payments should be made out to ATOPMEX and mailed to:
ATOPMEX
2 Robert SpeckPkwy, Suite 750
Mississauga, ON L4Z 1H8
Canada
* Clearing time is 10-15 business days after we receive your payment
  1. Trade In
Our Fee: None
Currency: N/A
Amount limit: None
Countries Available for: All countries that we ship (to be added)
Payment Due: Mail shipments must be postmarked within 1 business day and received by us within 5 business days of placing your order.
Instructions: All Shipments should be mailed to ATOPMEX:
ATOPMEX
2 Robert SpeckPkwy, Suite 750
Mississauga, ON L4Z 1H8
Canada
* Clearing time is 1-2 business days upon arrival of your Trade In shipment to us.
  1. Wire Transfer(Bank Wire Transfer)

A wire transfer is a transfer of money made electronically, which allows you to send money to any bank account in the world. A bank wire transfer is a financial transaction, which you initiate with your bank. Essentially, the money is sent electronically from your account to our bank account, and the bank charges you fee for the wire service

Our Fee:

None*

* International (excluding USA) orders should add an extra $40 for processing that might occur while your money is being transferred though the different banks terminals. We will refund any remaining balance back to your account.
Countries Available for: All countries that we ship (to be added)
Amount limit: Orders from $1,501 to Unlimited
Payment Due: Dated within 24 hours from the time you placed the order, and received by us within 4 business days.
Orders of $30,000.00 and over are required 10% available cleared funds in your user (Precious Metal / PM) account. Once 10% are available, you can place an order and secure the price for $30,000.00 and more in your total order(s).
Currency: USD, CAD, Euro, British Pounds
Instructions: After you have placed an order, you will receive an email with our banking information.
Precious Metal Spot Prices:
Metal Bid Ask
Gold US $1,332.10 US $1,332.80
Silver US $17.00 US $17.04
Platinum US $929.50 US $932.50
Palladium US $1,019.50 US $1,022.50
Last updated : 4/23/2018 05:09:02 AM EST
24 Hour Market Charts:

- All Charts are in USD
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